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Arkansas Workers' Compensation Requirements

Required from 3 employees

✓ Verified 2026-09-08 Source: AR Department of Labor and Licensing - AWCC ↗ See something wrong? Tell us →

At a glance

employee threshold (general)

—

construction threshold (same as general)

Private market

buy from any carrier

AR Department of Labor and Licensing - AWCC

official source (verified 2026-09-08)

The details

3+ employees required (A.C.A. 11-9-102). Maritime/federal exemptions.

If a claim happens: benefit amounts in Arkansas

$903/wk max weekly wage-replacement benefit (66 2/3% of preinjury wage)

Waiting period: varies · Duration: 450 weeks (statutory max)

Max TTD weekly benefit as of Jan 1, 2025 (IAIABC/WCRI Workers' Compensation Laws 2025 compendium, Table A.1). Annual-adjustment states have since raised 2025-2026 rates — verify before launch Medical: See state agency — benefit structure varies. Death: see state agency. Rate cycle: adjusts 01/01 each year. All states' benefit rates →

FAQ

Do I need workers' compensation in Arkansas?

Yes — once you regularly employ 3 or more employees (full or part-time), Arkansas requires workers' compensation coverage.

What about construction businesses in Arkansas?

Construction businesses follow the same 3 threshold. See details below for industry nuances.

What if I don't carry required coverage in Arkansas?

Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Arkansas's current enforcement posture.

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Official source: AR Department of Labor and Licensing - AWCC · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules