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Connecticut Workers' Compensation Requirements
At a glance
The details
1+ employees, full/part-time/seasonal; corporate officers counted unless exempt election.
If a claim happens: benefit amounts in Connecticut
10/1/2025-9/30/2026: max $1,716 (total disability & decedents' dependents); TPD/PPD max $1,220. WCC published the 10/1/2026-9/30/2027 rate table — update before launch Medical: No dollar cap — reasonable and necessary care for the injury. Death: Dependents capped at same $1,716 max rate; burial $8,000+ (see WCC tables). Rate cycle: adjusts 10/01 each year. All states' benefit rates →
FAQ
Do I need workers' compensation in Connecticut?
Yes — Connecticut requires coverage as soon as you hire your first employee (full-time or part-time).
What about construction businesses in Connecticut?
Construction businesses follow the same 1 threshold. See details below for industry nuances.
What if I don't carry required coverage in Connecticut?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Connecticut's current enforcement posture.
Official source: CT Workers' Compensation Commission · Verified 2026-09-08 (two-source) · Compare all states · Construction rules · Farm rules