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All states / Idaho

Idaho state flag Idaho Workers' Compensation Requirements

Required from your 1st employee

At a glance

1st
employee threshold (general)
1
construction threshold
Private market
buy from any carrier
ID Industrial Commission
official source (verified 2026-09-08)

The details

1+ full-time, part-time, seasonal or occasional employees; limited statutory exemptions.

If a claim happens: benefit amounts in Idaho

$965.70/wk max weekly wage-replacement benefit (67% of preinjury wage)
Waiting period: varies · Duration: 52 weeks

Max TTD weekly benefit as of Jan 1, 2025 (IAIABC/WCRI Workers' Compensation Laws 2025 compendium, Table A.1). Annual-adjustment states have since raised 2025-2026 rates — verify before launch Medical: See state agency — benefit structure varies. Death: see state agency. Rate cycle: adjusts 01/01 each year. All states' benefit rates →

FAQ

Do I need workers' compensation in Idaho?

Yes — Idaho requires coverage as soon as you hire your first employee (full-time or part-time).

What about construction businesses in Idaho?

Construction businesses follow the same 1 threshold. See details below for industry nuances.

What if I don't carry required coverage in Idaho?

Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Idaho's current enforcement posture.

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Official source: ID Industrial Commission · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules