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All states / Kansas

Kansas state flag Kansas Workers' Compensation Requirements

Payroll-based trigger

At a glance

$ payroll
employee threshold (general)
1
construction threshold
Private market
buy from any carrier
KS Department of Labor - Workers' Compensation
official source (verified 2026-09-08)

The details

Payroll-based (unique): non-agricultural employers with >$20,000 gross annual payroll must cover. Construction: 1+ employees regardless.

If a claim happens: benefit amounts in Kansas

$835/wk max weekly wage-replacement benefit (66 2/3% of preinjury wage)
Waiting period: varies · Duration: 415 weeks

Max TTD weekly benefit as of Jan 1, 2025 (IAIABC/WCRI Workers' Compensation Laws 2025 compendium, Table A.1). Annual-adjustment states have since raised 2025-2026 rates — verify before launch Medical: See state agency — benefit structure varies. Death: see state agency. Rate cycle: adjusts 07/01 each year. All states' benefit rates →

FAQ

Do I need workers' compensation in Kansas?

Kansas uses a payroll trigger rather than an employee count — see the details below.

What about construction businesses in Kansas?

Construction businesses follow the same payroll-based threshold. See details below for industry nuances.

What if I don't carry required coverage in Kansas?

Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Kansas's current enforcement posture.

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Official source: KS Department of Labor - Workers' Compensation · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules