All states / Minnesota
Minnesota Workers' Compensation Requirements
Required from your 1st employee
At a glance
1st
employee threshold (general)
1
construction threshold
Private market
buy from any carrier
MN Department of Labor & Industry
official source (verified 2026-09-08)
The details
No minimum employee count (MN DLI official): one part-time employee triggers. Nonprofits <$1,000 annual wages exempt.
FAQ
Do I need workers' compensation in Minnesota?
Yes — Minnesota requires coverage as soon as you hire your first employee (full-time or part-time).
What about construction businesses in Minnesota?
Construction businesses follow the same 1 threshold. See details below for industry nuances.
What if I don't carry required coverage in Minnesota?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Minnesota's current enforcement posture.
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Official source: MN Department of Labor & Industry · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules