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Nevada Workers' Compensation Requirements
At a glance
The details
All employers with 1+ (DIR official). Exempt: casual employment ≤20 days, some others.
If a claim happens: benefit amounts in Nevada
NV pays MONTHLY (FY-based): FY2027 (7/1/2026-6/30/2027) max compensation $5,691.79/mo (66-2/3% of max AMW $8,537.68 = SAWW $1,314.50 × 150% × 4.33). FY2026 was $5,468.53 — many listings still show FY2025's $5,630.43. Official memo includes 50-year history chart Medical: No dollar cap — reasonable and necessary care for the injury. Death: Dependents 66-2/3% of AMW capped at max compensation; burial separate (see DIR). Rate cycle: adjusts 07/01 each year. All states' benefit rates →
FAQ
Do I need workers' compensation in Nevada?
Yes — Nevada requires coverage as soon as you hire your first employee (full-time or part-time).
What about construction businesses in Nevada?
Construction businesses follow the same 1 threshold. See details below for industry nuances.
What if I don't carry required coverage in Nevada?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Nevada's current enforcement posture.
Official source: NV DIR - Workers' Compensation Section · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules